Your Ultimate Guide to Personal Finance by Johan Gouws

The only personal finance book you’ll ever need, for every stage of your life.

Too often, financial stress hits when we least expect it. This book is a lifeline. Johan Gouws, a seasoned investment expert with decades at Absa and beyond, has written a comprehensive yet digestible guide that helps you:

• Reflect on your money personality so you can manage money in a way that fits you 
• Build a robust personal financial plan with or without a professional advisor 
• Prepare for life’s curveballs retirement, emergencies, global shocks so you stay secure through uncertainty 
• Maximize your wealth potential to live purposefully now and leave a legacy later 

At The Growth Shelf, we believe financial wisdom is freedom. This guide is more than how-to, it’s about living intentionally, protecting what matters, and unlocking the future you want.

🔍 Key Features at a Glance

• Quick-reflection checkpoints to recalibrate your money mindset
• Life-stage clarity—from budgeting and investing to retirement planning
• Self-guided frameworks to craft a sound financial strategy—solo or with help
• Legacy living—creating a life of purpose and financial peace